Give every dollar a job.
A beginner-friendly guide to cash stuffing, with printable trackers you can start using today.
Educational, not financial advice.
Budgeting you can see.
- 1PaydayMoney lands. Add up what came in, so you know how many dollars you have to give a job.
- 2StuffFill each envelope with its amount for the month: rent, food, fun, savings. Cash or digital.
- 3SpendPay from the right envelope. When it is empty, that category is done until payday.
- 4Check inOnce a week, ten minutes. See what is left in each envelope and adjust.
What is inside
- Seven short chapters, 14 pages
- Envelope, sinking fund and monthly trackers
- PDF to read, MD to tailor with your own AI
- Printable on A4 and Letter
$23
Guide, trackers, PDF and MD. One payment, yours to keep.
Get the guideEducational, not financial advice.
Trackers you will actually use
Shown filled in with the guide’s $2,000 example month. Your printed copies start blank.
- Oct · Payday 1st · Cash in $2,000EnvelopeBudgetWk1Wk2Wk3Wk4LeftRent$800$800$0Food$350$85$90$70$105Transport$150$40$25$85Fun$100$30$20$50Oops$150$45$105
Envelope tracker
- Cost ÷ months left = per monthFundTargetDuePer moSavedTrip$600Jun 1$100Annual app$240Dec 1$20Birthdays$150Nov 1$25
Each payday, fill a box for every 10% saved.
Sinking fund tracker
- October · Income $2,000Fixed billsPlannedActualRent$800$800Bills$250$250FlexiblePlannedActualFood$350$245Transport$150$90Fun$100$60Savings and fundsPlannedActualSavings$200$200Oops$150$45Left to assign$0
Monthly budget sheet
Then take it with you.
The Lorelai app tracks every envelope daily, with spend tracking and AI insights.
Questions
Do I need cash to start?
No. Cash stuffing works best with real envelopes, but you can start with the printable trackers or the Markdown file on your phone. Learn the method first. The cash can come later.
What formats do I get?
A PDF to read and print, a Markdown (.md) file you can paste into your own AI tool and tailor to your situation, and three printable trackers: envelope, sinking fund and monthly budget sheet.
Is this financial advice?
No. It is a general, educational guide to one budgeting method. It does not know your situation, and results depend on your own income, bills and habits. For advice about your own money, talk to a qualified professional.
Can I print the trackers?
Yes. They are made for A4 and US Letter and work in black and white. Print as many copies as you need for your own use.